Theres nothing you can dig up on the internet that will allow you to be the official forecast from the National Weather Service, he said. Islamorada resident Jim Doran traveled from his home to Lake Surprise to check on his friends home. Well break down the latest business and consumer news and insights you need to know every Wednesday. Choose wisely! At the states request, the agency provided travel trailers, apartments and single family units to 243 Monroe County households who had been displaced by Hurricane Irma. The storm, which made landfall in southwest Florida as a . There was a problem saving your notification. The electrical grid and the communications system remain highly vulnerable to wind and storm surges. Generators can be deadly during hurricanes. Behind every person is a story thats unique to them, and one worth telling. Email notifications are only sent once a day, and only if there are new matching items. The Florida Keys was spared much of the damage that Hurricane Ian inflicted on Fort Myers and other areas of the states Gulf Coast, but the powerful storm brought significant surge to the island chain, forcing well-known beaches to close. The various assessments add to skyrocketing insurance costs in Florida, which are among the highest in the nation. E96 A2C256 8C@F?5D[ $:>AD@? The National Park Service announced that ferry service to the Dry Tortugas National Park about 70 miles west of Key West resumed Monday. Major insurers began downsizing their risk in the Florida market decades ago, with devastating Hurricane Andrew back in 1992 starting the industry retreat. Fort Zachary Taylor remains closed for continued cleanup, the Park Service said in a statement on Twitter. Jim McCarthy is one of the many Western New Yorkers who escaped the snow and frigid temperatures for warm living by the water. 305.509.7347 Between reserves and borrowing, the association can pay up to $4.5 billion in claims this year. Hurricane Irma struck the Florida Keys on Sept. 10, 2017 as a category 4 storm with maximum sustained winds of 132 mph and storm surge up to 8 feet in the hardest-hit areas in the Lower and Middle Keys. A second section of the moat wall, at bottom, is among the new damage. To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.govor download the FEMA mobile app. Jim is a sports fanatic who loves to watch football, hockey, mixed martial arts and golf. This is often the reason why there's so much . [4] [5] Ian caused widespread damage across western Cuba, Florida . 92D 366? However, applicants who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses. Ian's 150 mph winds and heavy rains knocked out power for 2.6 million . MARATHON WEEKLY Small businesses and most private nonprofit organizations in adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs):Broward, Glades, Hendry, Highlands, Miami-Dade,Monroe,Pasco, and Polkin Florida. FORT MYERS BEACH, Fla. This barrier island on the southwestern coast of Florida sustained extensive damage when Hurricane Ian made landfall on Wednesday just 22 miles to the north. Get KeysWeekly delivered right to your inbox along with adaily dose of Keys News. kAmwFCC:42?6 x2? A man walks in his flooded neighborhood in the aftermath of Tropical Storm Ian on September 29, 2022 in Orlando, Florida. The rest of the insurance market, he said, gets filled in by smaller carriers that dont have the same level of capital to cover claims, and that creates a little bit of instability.. A third insurance fund, run by the Florida Insurance Guaranty Association, pays claims of property insurance companies that go out of business. The Miami Herald retains editorial control of all content. KEYS WEEKLY HURRICANE GUIDE HURRICANE IAN TAUGHT US SOME HARD LESSONS, 2023 Bubbas Key West Peoples Choice Awards, DRAG PERFORMERS URGE OFFICIALS TO AFFIRM KEY WEST AS A WELCOMING, AMATEUR DRAG PAGEANT CROWNS MISS ISLAND QUEEN, BIG PINE KEYS PUBLIC LIBRARY REOPENS JUNE 10, KEY WEST DOCTOR HELPS UKRAINIAN REFUGEES IN POLAND; POLISH PRIEST WHO, CASTAWAYS AGAINST CANCER EMBARK ON 2023 RIDICULOUS STUNT TOUR, SHE WAS AGELESS: REMEMBERING DIANNE RHODES, KEY COLONY BEACH SET TO CONSIDER TWO CITY HALL BIDS AS, TAKE ME HOME: ADORABLE FACES ARE WAITING AT THE FKSPCA, KEY LARGO MAN ARRESTED FOR REPORTEDLY DUMPING THOUSANDS OF POUNDS OF, THERES AN URGENT NEED FOR FOSTER PARENTS IN THE UPPER KEYS, ISLAMORADA UNDERGOES A TASTE OF NEW JERSEY WITH BAGELS, HUNDREDS OF DIVERS SET TO OUTPLANT CORALS DURING ANNUAL CORALPALOOZA, KEYS WEEKLY HURRICANE GUIDE HURRICANE IAN TAUGHT US SOME HARD, HUMOR: 10 MOST INTERESTING TAKEAWAYS FROM THE PGAS MERGER WITH SAUDI-BACKED, STATE COAST PROJECT TARGETS ROAD SAFETY & TRAFFIC FLOW IN THE, Jared Dirty J Watson of the Dirty Heads Might Be the, KEYS WEEKLY HURRICANE GUIDE WHAT ABOUT YOUR BOAT? Osceloa County Sheriffs use a fanboat to rescue a 93-year-old resident from flooding following Tropical Storm Ian on September 30, 2022 in Kissimmee, Florida. Copyright 2023 CBS Interactive Inc. All rights reserved. Assessments were bad, as Greg Barroso, Key West emergency management chief, witnessed Wilma-like damage from Ian with downed trees, blown-off manhole covers and standing water. A lot are having to turn to Citizens.. FEMA has also assisted survivors by helping them with places to stay while they worked on recovery plans and providing grants to make home repairs. The Out-of-Door Academy's Siesta Key campus saw minor gate and fence damage thanks to Hurricane Ian. Homeowners insurance usually doesnt cover flooding. Here's a before and after look at the destruction. Looking For Something Florida Keys Related? 15h ago. To contact Florida Fish and Wildlife Conservation (FWC) to have a displaced vessel removed by the State. Your email address will be used to confirm your account. OLDE TOWNE CENTRE All these factors have created an insurance crisis thats driving up the cost of living for homeowners and renters from the Keys to the Panhandle. Part of the story is inflation, said George Hosfield, senior director of home insurance for LexisNexis Risk Solutions, which is owned by RELX, a company that provides analytics and data to business and professional organizations. This aerial view shows the remnants of the dock at Loggerhead Key, near Fort Jefferson. Explore our digital archive back to 1845, including articles by more than 150 Nobel Prize winners. Other insurers decided to leave the state entirely. Survivors there have used about $26 million in FEMA grantsapproximately $8,900 per eligible householdto repair homes and make them habitable. BBC News Hurricane Ian - one of the most powerful storms to hit the United States in recent years - has caused widespread disruption after barrelling across the Caribbean into Florida. Trees and power lines were downed, boats littered the shorelines and nearly 10,000 homes and businesses lost power. A recent run of hard-hitting hurricanes has pushed several Florida insurers into insolvency. Floridians are finding themselves in a changed landscape after Hurricane Ian swept through the region on Wednesday. E96 9FCC:42?6[ $:>AD@? Additionally, individual assistance is available for Florida Keys residents through SBA loans (see additional information provided below). E@ 4@?5F4E :?\H2E6C DFCG6JD @7 E96 4@C2= 2?5 4F=EFC2= C6D@FC46D[ A@DD:3=J 2D 62C=J 2D ?6IE H66<[ $:>AD@? A man paddles a canoe through a flooded neighborhood in New Smyrna Beach, Florida, on September 30, 2022, after Tropical Storm Ian slammed the area. TAVERNIER FL 33070, KEY WEST WEEKLY This trapper is in demand, Why a federal agent accused of stalking in Key West is now in contempt of court, Family of mom whose parasail hit Florida Keys Old Seven Mile Bridge takes new action, 200,000 gallons of sewage quietly leaked in the Florida Keys some during a hurricane, Want a job in the Florida Keys that pays more than $50,000 a year. To prepare for hurricane season, it is also imperative that homeowners and business owners review and, if needed, update their insurance policies. Theres no question, this year is one of the tougher years weve had in some time, Donald Brown, chair of the funds advisory council, said in an interview. MARATHON WEEKLY DFDA6?565 2E E9:D E:>6[ A2C< DE277 :D =:>:E:?8 D62A=2?6 D6CG:46 E@ @?6 A=2?6 2 52J @A6C2E:?8 7@FC 7=:89ED 2 52J[ 2?5 E96 42>A8C@F?5 :D 4=@D65 2E E9:D E:>6[ $:>AD@? Floridas expected flood rate hikes are only the sixth biggest in the U.S. A collapsed building near flooded river aftermath of hurricane in Punta Gorda district of Florida on September 29, 2022. Your gift purchase was successful! Those with questions are asked to call the KLWTD at 305-451-4019. Its an indicator of a not-great market., A lot of property owners are having issues with the availability and affordability of coverage, Wells added. The Florida Keys began to feel the hurricane's impact Tuesday morning, seeing heavy winds, rain and flooding. Sanibel Causeway, National Geodetic Survey aerial assessment imagery collected on Sept. 29, 2022. Check your deductible, which is what you will pay . This situation will continue through mid Saturday, Oct. 1. On the evening of October 5, 2022, the Major Disaster Declaration for the State of Florida (FEMA-4673-DR-FL) was amended to include Monroe County for Category A (debris) funding. But with reinsurance costs soaring around the world, the board opted for enough reinsurance to pay $4.5 billion in claims. 305.453.6928 Rizzo said storm surge watches mean theres a potential for life-threatening storm surge with a depth of 3 feet above ground level. Climate Trial Begins and Is Led by Kids, An Ice-free Arctic Could Be Only a Decade Away. Trump traveling to Miami for Tuesday's arraignment, "I felt it drop like a rollercoaster": Driver describes I-95 collapse in Philadelphia, Myrlie Evers opens up about marriage to Medgar Evers, her fight after his death, Supreme Court won't review state's rejection of Confederate flag plates, Texas inmate escapes jail by climbing fence, captured 250 miles away, Bus carrying wedding guests crashes in Australia's wine country, killing 10, New York City mandates $18 minimum wage for food delivery workers, Video shows 10-foot crocodile pulled from homeowner's pool, 9-foot long "monster" catfish caught in Italy, Aerial views reveal widespread destruction in Florida. The Florida Hurricane Catastrophe Fund is a state-run reinsurance program that pays insurers excessive property claims. Flooding and a fire affected many in Key West, but no casualties were reported. Secure transaction. Want more of our free, weekly newslettersinyourinbox? When you look at models online, you see 5-10% of what we see at the (NHC). Monroe County is gathering information regarding unmet needs; call 800-955-5504 to discuss. The Texas Windstorm Insurance Association also faces record levels of financial exposure, and its ability to pay all claims after a major hurricane is in doubt. Citizens is still collecting assessments to repay $1 billion it borrowed after Hurricane Katrina in 2005. The City of Key West is collecting Hurricane Ian-related debris now. H2D 2 r2E68@CJ b 9FCC:42?6 H96? Normal spots in Islamorada were flooded, including the end of Woods Avenue. Paul Hennessy/SOPA Images/LightRocket via Getty Images, FEMA Will Give Extra Money to States for Low-Carbon Rebuilding after Disasters, Climate Change Is Destabilizing Insurance Industry, Ignoring Climate Risks Has Inflated Property Values in Flood Zones. Data from LexisNexis shows that the average cost insurers have to pay to cover a wind damage claim in the Miami metro area has roughly quadrupled since 2010. For fishing charters Islamorada excels, whether Islamorada deep sea fishing, reef fishing, or angling the Everglades and backcountry. Emilie Caldwell Stewart is a Stillwright Point resident who watched the waters rise from the second story of her home on North Blackwater Lane in Key Largo beginning Wednesday through Thursday. The Key West Utility Board restored electricity to their 28,000 customers within days of the storm. Florida has three insurance programs that pay property claims after extreme disasters. The Florida Keys and Key West said this week that despite being in the epicenter of Hurricane Ian on September 27-28 as it ravaged Southwest Florida and other parts of the state, the island chain is up and running. KEY WEST, FL 33040. 5 min Article Early surveys of Hurricane Ian's damage and data from flood sensors show that the massive cyclone's storm surge powerful floods of ocean water above normally dry land rose. As Florida begins the 2023 hurricane season still recovering from Hurricane Ian, engineers and disaster experts warn that the state has been too slow to learn from . Doran said his friends house only appeared to have water in the yard. The storm, which made landfall in southwest Florida as a powerful Category 4 hurricane Wednesday, flooded numerous buildings and streets, ripped off roofs, left people trapped in their homes and knocked out power to millions of residents. When he arrived at the front gate, he quickly realized driving his truck through the water wouldnt be a good idea. A .gov website belongs to an official government organization in the United States. The Lower and Middle Keys are under a tropical storm warning as Hurricane Ian heads toward the Gulf Coast of Florida. Success! New estimates from a data analysis company shows theyve actually been rising faster than in any other state a lot faster. Every storm brings lessons for the areas in the bullseye to the places less devastated but noticeably affected by the outer bands. Florida flood insurance rates are also rising fast, according to data from the Federal Emergency Management Agency, which runs the National Flood Insurance Program. In Hillsborough, will you pay more for water, trash, drainage? It had a $17 billion balance on April 30 and faces a deficit because large amounts of money are being given to states to cover costs from the pandemic. Subscribe to our free Business by the Bay newsletter. Your purchase was successful, and you are now logged in. Thursday. D2:5] %96 5@4AD@? Fort Jefferson in the Dry Tortugas sustained storm damage as Hurricane Ian passed over the Civil War-era landmark on Tuesday, Sept. 27. Thats part of the reason premiums are rising in the state, according to Chris Dittman, head of Florida strategy at Aon Reinsurance Solutions. Hurricane Ian left a path of destruction in southwest Florida, trapping people in flooded homes, damaging the roof of a hospital intensive care unit, and knocking out power to 2 million. Hellishly flooded this morning, Caldwell Stewart said. Fort Jefferson in the Dry Tortugas sustained storm damage as Hurricane Ian passed over the Civil War-era landmark on Tuesday, Sept. 27. Even if the fund borrows money, it has the financial capacity to pay only up to $15.8 billion in claims in 2023-24, according to a recent fund report. Even if it borrows money, the association faces financial peril. As a result, South Floridians are facing higher premiums than the rest of the state. Louisiana faces a situation similar to Florida assessments could be imposed by the Louisiana Insurance Guaranty Association, and liability is skyrocketing for Louisiana Citizens Property Insurance Corp. Louisiana Citizens saw its policy count soar to 155,000 in 2022, more than triple the number of policies it had in 2021,according to a recent report. Copyright 2023. Hurricane Irma dramatically demonstrated the benefit of investment in a hardened infrastructure. :?8 r@@C5:?2E:@? Real-time updates and all local stories you want right in the palm of your hand. Video taken during Hurricane Ian shows heavy winds and flooding hitting Fort Myers, Fla., on Sept. 29 (Video: Max Olson) The storm poured 10 to 20 inches on a wide stretch of the state as it . Building back smarter and stronger can be an effective recovery tool for future disasters. Hurricane Irma struck the Florida Keys on Sept. 10, 2017 as a category 4 storm with maximum sustained winds of 132 mph and storm surge up to 8 feet in the hardest-hit areas in the Lower and Middle Keys. A condo in Fort Myers, Florida, is seen with a wall torn off on September 30, 2022 after Hurricane Ian passed through. First published on September 29, 2022 / 2:20 PM. As writers, we are the ones who paint the pictures in the readers minds of the emotions, the struggles and the triumphs. Jim is past president of the Key Largo Sunset Rotary Club, which is composed of energetic members who serve the communitys youth and older populations. In Florida, Hurricane Ian drove up the cost of reinsurance, the insurance that insurance companies buy to make sure they can pay out claims when big disasters hit. Applicants that have an existing SBA disaster loan may apply under this declaration. Our crews are working around the clock to keep the system operational, the KLWTD said in a statement. Knowledge awaits. The President of the United States authorized Federal funds for debris removal and emergency protective measures assistance for roads and bridges, public buildings, parks, and recreational facilities, including direct Federal assistance, under the Public Assistance program at 100 percent of the total eligible cost for 30 days. E&E News provides essential news for energy and environment professionals. Residents in New Smyrna Beach, Florida, northeast of Orlando, faced flooded homes and streets after Ian passed through as a tropical storm. More than anything, Rhone said people must stop shopping for forecasts on amateur websites and viewing models. One of my college professors would always preach to be curious, he said. Here's a breakdown of the financial problems. Punta Gorda, a small city and county seat of Charlotte County, woke up Thursday to heavy flooding, collapsed buildings and its streets covered by debris and downed trees. Take a look at these, How a stubborn alligator halted traffic in the Florida Keys. By Sept. 28, Ian barreled into Floridas southwestern coast near Cayo Costa with life-threatening storm surge reaching an unprecedented 12 to 18 feet above ground level. Published: Sep. 28, 2022 at 11:13 PM EDT CEDAR KEY, Fla. (WCJB) - Cedar Key residents felt winds and rain by the coast but were prepared. A car in seen abandoned in a flooded road due to heavy rains from Tropical Storm Ian on September 29, 2022 in Orlando, Florida. D2:5]k^Am, kAm%96C6 H2D 2=D@ D:8? Thats less than its $4.6 billion capacity at the start of the 2018 hurricane season, when the association insured only $64 billion of property. Follow FEMA and the Florida Division of Emergency Management on Twitter at @FEMARegion4 and @FLSERT. Environmental & Historic Preservation Guidance, Real Estate, Lending or Insurance Professionals, State, Local, Tribal or Territorial Governments, National Incident Management System (NIMS), Integrated Public Alert & Warning System (IPAWS), Environmental Planning & Historic Preservation, Preparedness Activities, Research & Webinars, Faith-Based & Volunteer Partnership Resources, National Business Emergency Operations Center, Florida Keys Continues Rebounding after Hurricane Irma. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, elevation, retaining walls, and landscaping to help protect property and occupants from future damage caused by a similar disaster. Florida leads the country in insurance lawsuits, although the state passed a law this year designed to make it harder for people to sue their insurance companies. Daniel A. Varela dvarela . Source: Olga Kovitidi, a so-called "senator from Crimea", quoted by The Insider Quote from Kovitidi: "About the attack by a Ukrainian Armed Forces' drone on Sevastopol and the fire at an oil depot in Kozacha Bay. 305.363.2957 MARATHON, FL 33050, UPPER KEYS WEEKLY But if we do end up with a shortfall, we would see some impacts to the ability to continue ongoing recovery operations.. The deadline to return economic injury applications isJune 29, 2023. said SBA Administrator Isabella Casillas Guzman, State of Florida Executive Order Number 22-218, signed by Governor DeSantis, was filed at 3:18 PM on September 23, 2022, State of Local Emergency was declared at 9:28 PM on Saturday, September 24, 2022, by Mayor Teri Johnston. Lately, Florida has been hit with a damaging series of hurricanes, including Hurricane Irma in 2017, Hurricane Michael in 2018 and Hurricane Ian in 2022. The filingdeadline to return physical property damage applications is November 28, 2022. Get Keys Weekly delivered right to your inbox along with a daily dose of Keys News. CLIMATEWIRE |Many of the nation's disaster organizations are exposed to perilous financial risks at the start of hurricane season, jeopardizing efforts across much of the U.S. to recover from catastrophes. Loan amounts and terms are set by the SBA and are based on each applicant's financial condition. Homes in Fort Myers Beach were . Low-interest disaster loans from the U.S. Small Business Administration (SBA)are available to businesses and residents in Florida following the announcement of a Presidential disaster declaration due to Hurricane Ian beginning September 23. As writers, we are the ones who paint the pictures in the readers minds of the emotions, the struggles and the triumphs. Jim is past president of the Key Largo Sunset Rotary Club, which is composed of energetic members who serve the communitys youth and older populations. SAIL IT, KEYS WEEKLY HURRICANE GUIDE HURRICANE IAN TAUGHT US SOME HARD LESSONS, KEY LARGO MAN ARRESTED FOR REPORTEDLY DUMPING THOUSANDS OF POUNDS OF TRASH ILLEGALLY, STATE COAST PROJECT TARGETS ROAD SAFETY & TRAFFIC FLOW IN THE KEYS, KEYS WEEKLY HURRICANE GUIDE WHAT ABOUT YOUR BOAT? One of the hardest-hit cities was Fort Myers, which is just north of where Ian made landfall.

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